Insurance is not like other contracts. A person cannot shop for insurance after an event has occurred. In the event of a covered loss or claim, the policyholder is particularly vulnerable to the insurance company because it is too late to obtain alternative insurance. Because of the unique nature of insurance and the power that insurance companies hold, South Carolina law imposes on insurers obligations of good faith and fair dealing that can subject an insurer to additional liabilities if these duties are violated.
When an insurance company unreasonably denies, delays, or undervalues a valid claim, it violates your financial security and legal rights. Under South Carolina law, insurers must act in good faith and deal with policyholders fairly. Insurance companies should not put their interests above the interests of their policyholders. However, it is all too common for insurance companies to engage in deceptive or abusive practices to prolong payment, pressure people into accepting unfair settlements, or to altogether avoid payment of valid claims.
When an insurance company violates its duties and neglects its promises, an experienced attorney can help determine whether a viable claim for bad faith can be pursued. In addition to the ability to recover for the full value of the claim, there are potentially ways to recover for additional damages such as emotional distress, expenses, and punitive damages. With attorney Billy Sweeny’s deep knowledge of South Carolina’s insurance laws and experience investigating and prosecuting insurance companies, you can stand up to powerful insurers and demand that your rights be respected.
Your insurance company should be protecting you, not taking advantage of you. If you’ve been unfairly denied a payout, here’s how to know if you qualify for legal action:
Insurance companies have teams of attorneys working against you – SC Injury Law fights to level the playing field by:
Don't settle for excuses—demand justice. SC Injury Law will fight relentlessly until you get the full value of your claim.
Yes, if they acted unreasonably in handling or denying your claim.
Consult an attorney before accepting any offer to ensure it covers your damages fairly. Sometimes early settlement offers seem to offer a quick payout but really shift the costs and liabilities onto the injured victim who then ends up having to pay out costs and expenses.
You should be compensated for the full and fair value of the claim and potentially for emotional
distress, expenses, and punitive damages.
Unjustified denials, lack of communication, unreasonable delays, refusal to give due consideration to information provided, or the failure to investigate can support a claim for bad faith.
When an insurer unfairly or unreasonably denies, investigates, delays, or undervalues a
legitimate claim.
Billy is dedicated to restoring faith in justice and will leave no stone unturned in order to restore what is right. The SC in SC Lawyer not only stands for South Carolina which he serves diligently, but also 'Sweeney Cares', which is a motto that Billy lives by.
Any information provided by you through this website, or otherwise, SC Injury Law does not establish an attorney-client relationship until such time as there exists a written and signed attorney retainment agreement.
DISCLAIMER – Nothing on this website should be interpreted as legal advice or addressing your particular legal situation. Any information provided by you through this website, or otherwise, to SC Injury Law does not establish an attorney-client relationship until such time as there exists a written and signed attorney retainment agreement. Any verdict or settlement the lawyer or law firm may have achieved on behalf of one client in one matter does not necessarily indicate similar results can be obtained for other clients.
